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Financial Literacy for Everyone: Florida’s My Money Program

Individuals with disabilities make up approximately 12.9 percent of Florida’s population; 9.9 percent of working aged individuals in the United States (18-64 years old) have a disability, according to the U.S. Census Bureau. Yet, individuals with disabilities experience significant disparities in employment and participation in the workforce, per the American Institutes for Research. In Florida, 18.2 percent of individuals with disabilities are employed, while those without a disability are employed at a rate of 60.5 […]

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How to Raise Funds for Children with Disabilities

NEW RESOURCE BY MELANIE DAVIS The Funding Guide for Children with Disabilities focuses on the author’s proven process for applying for support from the various funding sources that assist children. It also includes a directory of over 200 funding sources divided into three categories: National, State and Wish Funders. For more than a decade, Tamara Simmons has been assisting families in raising the funds they lack to cover assistive technology and other expenses for their […]

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Don’t Need Government Benefits? Create a Financial Strategy As Though You Do.

If you have a child with special needs who’s nearing adulthood, you may hear that you should take precautions to protect eligibility for government benefits. But what if you don’t want or need those benefits for your child? “Even if you believe you have plenty of money to care for your child,” says Lea Bancroft, MSFS, CLU, ChFC, ChSNC, a Special Care Planner1 associated with MassMutual Rochester2 in Rochester, New York, a general agency of […]

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Early Intervention is Smart for Finances, Too

As important as early intervention is to the health and wellbeing of your child, so is early attention to creating a financial strategy for your family. “Parents with a child who’s recently been diagnosed with a life-changing injury, illness, or condition has little time for other concerns,” acknowledges Chadwick Noyes, CLU, ChFC, ChSNC, a Special Care Planner1 with Hoopis Financial Group2 in Chicago, Illinois, a general agency of Massachusetts Mutual Life Insurance Company  (MassMutual). “However, […]