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New Study Explores the Role of Caregiver

Once again MassMutual and Easter Seals have collaborated on a study, this one focused on caregiving. The purpose of the Many Faces of Caregiving Study was to increase understanding of caregivers, become better aware of caregivers’ needs, and improve upon the ways MassMutual and Easter Seals serve caregivers and their families. About caregivers The study asked questions of 341 caregivers and 701 non-caregivers (a fairly equal balance of men and women between the ages of […]

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ABLE Accounts and Special Needs Trusts: A Side-by-Side Review

The availability of ABLE accounts is imminent. Many people have anticipated this new way to save money for a person with special needs. But does it take the place of a special needs trust? “A special needs trust and an ABLE account have some similarities, but one doesn’t negate the need for the other,” says Chris Collier1, CLU, ChSNC, who is a Special Care Planner and has earned the Chartered Special Needs Consultant designation.2 He’s […]

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ABLE Accounts Are Coming! Is It Really What You’ve Been Waiting For?

Many individuals and families who live with special needs are eagerly anticipating the availability of ABLE accounts. What is an ABLE account? Is it something you’ll want? Or need? Are you even eligible to have one? “It’s been a long wait,” says Chris Collier1, CLU, ChSNC, who is a Special Care Planner and has earned the Chartered Special Needs Consultant designation.2 He’s with the Innova Financial Group3 in Cincinnati, Ohio, a general agency of Massachusetts […]

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Do You Need to Name an Executor of Your Estate? Seven Questions and Answers to Help You Decide.

Estates vary regarding valuation and complexity. In its simplest definition, if you own assets, you have an estate. If you also have debts and/or a will, you may need someone to settle your estate when you die. “Most individuals understand the importance of creating a financial strategy or a life care plan1 for their family, especially when a family member has special needs” says Connor W. Kavanaugh, who is a Special Care Planner2 with MassMutual-Oregon3 […]