The Department of Labor Requests Public Comments on Proposal to Strengthen Claims Procedures for Disability Benefits

January 12, 2016 Source: U.S. Department of Labor, Office of Disability Employment Policy (ODEP) The Department of Labor is asking for public comments on a proposed rule that would increase consumer protections when employer-sponsored plans decide claims and appeals for disability benefits. The proposal would better align the rules for disability benefits with the claims requirements already in place for health benefits under the Affordable Care Act, help employees protect against inappropriate denials of disability […]

Recent Military Retirement Benefits Law Reform is a Much Anticipated and Welcomed Change

The Disabled Military Child Protection Act, signed into law by President Obama in December, 2014, changed the law affecting retirement benefits for military personnel – and opened the door to improving the financial futures for military dependents with special needs. No longer an either/or choice Before this legislative change, a military parent, through his or her military retirement plan, could provide survivor benefits for a child with special needs. It could supplement the child’s income, […]

What type of Insurance should I Buy?

BY ROBERT WRUBEL, CFP®, AIF® WE SHOULD USE LIFE INSURANCE TO COVER POTENTIAL LOSSES AT THOSE TIMES WHERE THE LOSSES ARE OTHERWISE UNAFFORDABLE. Harry Potter fans know that Harry’s house was protected by an unbreakable charm. He was safe from frightening foes as long as he was inside the protection. Harry did not know about the protection until he was close to being an adult, but the protection was in place all the same. As […]

Managing Your Medical Bills & Insurance Paperwork

MANAGING YOUR MEDICAL BILLS & INSURANCE PAPERWORK: TIPS FOR MAXIMIZING REIMBURSEMENT BY HARVEY J. MATOREN, MPH, CCAP Do you become frustrated and overwhelmed when managing your medical bills and filing your health insurance claims? You’re not alone. It can be extremely difficult for the average patient or caregiver to get through the “maze of insurance land.” For people with a chronic or terminal illness, or acute episodes of illness as well, managing and filing insurance […]

What Insurance Doesn’t Cover For Children With Genetic Conditions

BY BETH H. VOGEL, MS, CGC A Survey of Parents in the New York-Mid-Atlantic Region NYMAC conducted a consumer survey to identify gaps in coverage and to assess care coordination. The results of the survey will be used to create tools for advocacy. The New York-Mid-Atlantic Consortium for Genetic and Newborn Screening Services (NYMAC) is a Regional Genetics Collaborative funded by the Health Resources and Services Administration. NYMAC serves individuals with genetic conditions living in […]