If you have a child with special needs who’s nearing adulthood, you may hear that you should take precautions to protect eligibility for government benefits. But what if you don’t want or need those benefits for your child? “Even if you believe you have plenty of money to care for your child,” says Lea Bancroft, MSFS, CLU, ChFC, ChSNC, a Special Care Planner1 associated with MassMutual Rochester2 in Rochester, New York, a general agency of […]
Category: Financial & Estate Planning
Early Intervention is Smart for Finances, Too
As important as early intervention is to the health and wellbeing of your child, so is early attention to creating a financial strategy for your family. “Parents with a child who’s recently been diagnosed with a life-changing injury, illness, or condition has little time for other concerns,” acknowledges Chadwick Noyes, CLU, ChFC, ChSNC, a Special Care Planner1 with Hoopis Financial Group2 in Chicago, Illinois, a general agency of Massachusetts Mutual Life Insurance Company (MassMutual). “However, […]
Retirement Planning Deliberations – Because Planning Deliberately Pays Off
Think about what you’ve done to plan for your retirement. Go ahead. Give it some thought. Now imagine that your retirement begins… tomorrow. Are you ready? Have you done everything you should have done? If you’re wincing or your heart has ramped up its pace a bit, take a deep breath. Relax. Even if retirement is just a few years off, there are still some things you can do to prepare. And if many years will […]
Gain Control And Manage The Stressors In Your Life
BY MASS MUTUAL Feeling stressed? Want just two minutes for yourself? Want to pull the blanket over your head? Not answer the phone? Lose yourself in a good book?
When A Spouse Abandons A Person With Special Needs
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