5 Reasons to Consider a Special Needs Trust

BY Dawn Doebler, MBA, CPA, CFP®, CDFA®, Senior Wealth Advisor Here are 5 common reasons for establishing a special needs trust that applies to your family member with a disability. In my last article, I outlined the benefits of ABLE accounts. For many families, ABLE accounts sufficiently meet their desire to provide assets for special needs family members. In higher net worth families, ABLE accounts are the first step in structuring a long-term financial plan […]

How ABLE Accounts Support Special-Needs Children and Their Families

BY Dawn Doebler, MBA, CPA, CFP®, CDFA®, Senior Wealth Advisor ABLE accounts are an important planning tool alongside more-traditional techniques such as special-needs trusts. One financial challenge that many families with special-needs children confront is funding the ever-growing expenses that their child may need over their lifetime. With additional costs of important medical and support care often reaching over $100,000 per year for a special-needs child, many families look to special government programs to fill […]

Overview of Understanding Guardianship for Adults with Special Needs

Guardianship is a valuable tool which can be used to protect individuals who no longer possess the ability to make appropriate personal or financial decisions for themselves.  The guardian assumes the duty of caring for the person with disabilities and/or their assets, and the court maintains oversight to reduce the risk of exploitation or abuse by the guardian. Below you will find answers to some of the most frequently asked questions concerning guardianship. It is […]

Toilet Training When Your Child Has Multiple Disabilities

Toileting, or elimination, is something everyone does throughout the day, so helping your child achieve more independence in this area is likely to be a high priority for you and your family. If your child is consistently dry for 1-1/2 to 2 hours at a time and can wake up from a nap without being soiled, she may be ready to learn to use the toilet. Although your child’s needs and abilities may vary from […]

Mental Illness: Maintaining a Healthy Relationship

Relating to someone you love who has a mental illness can be difficult and frustrating, but there are strategies you can use to improve your communication with them. There may be a lot you don’t know about how your relative sees things when they’re symptomatic. These tips can help you build a stronger foundation for your relationship. To get started on a better path in your relationship with your family member, first acknowledge that you […]

Learning to Help Your Child and Your Family With Mental Health

Having a child with a mental health condition can be a challenge, but there are ways to help make things easier. Each year, 1 in 5 kids aged 13-18 experiences a mental health condition. This means many parents have faced similar challenges and experiences as you. Be Attentive Begin by taking notice of your children’s moods, behaviors and emotions. Early intervention, especially with signs of psychosis, is critical because mental health conditions often get worse […]

Development of Eating Skills for Children with Multiple Disabilities

Learning to eat and drink can be a challenge for many children who have multiple disabilities including a visual impairment. The way your child responds to food can be affected by factors such as his medical conditions, physical abilities, or resistance to trying new foods because of the texture or taste. Members of your child’s educational team will often have important information and suggestions for how you can work together on specific goals that will […]

Grandparenting a Child Who Is Deaf or Hard of Hearing

By Krystyann Krywko, Ed.D. “One of the hardest things about having a grandchild with special needs is knowing when to help, when to say something, and when to keep quiet,” says Charlotte Thompson, M.D., in her book, Grandparenting a Child with Special Needs. The news that a child is deaf or hard of hearing (DHH) can be a stressful time for families, especially when there is no experience with adults or other children who are […]

Getting Help Paying for Mental Illness Medications

Psychiatric medications are an important part of treatment for many people who live with a mental illness. They can improve symptoms and help promote recovery and wellness, but the price for medication can often be an obstacle.  Luckily, there are some options you have for reducing the price of your medication. Health Insurance Health insurance can help protect you from high medical costs. Health insurance provided through work, through a family member or privately purchased, […]

Mobility Devices for Young Children

What are Kiddie Canes, Pre-Canes, and Alternative Mobility Devices? The long cane used by some people with visual impairments has a white shaft, a black handle, and is red near the bottom. The long cane provides a traveler with information about the ground in front of him as he moves. There are several alternative types of mobility devices that children with visual impairments who are very young or who have additional disabilities can utilize. These […]