ep-World-Inc November 2014

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ON OUR COVER: Making a comprehensive financial plan can be more complex for people who have intellectual or developmental disabilities and their families. EP's Annual Financial Planning issue has answers for se concerns and provides innovative planning suggestions. Special section begins on page 26.

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NOVEMBER 2014

Financial Planning

REVERSE MORTGAGES: THE GOOD, THE BAD, AND THE UGLY By Bernard A. Krooks, ESQ

ALTERNATIVES TO GUARDIANSHIP By Lauren Agoratus, M.A.

INTRODUCING: EP SPECIAL NEEDS NETWORK: Connecting Your World

WHAT YOU NEED TO KNOW ABOUT TRUSTS AND BEQUESTS By Julie Huso

DEVELOPING MONEY HANDLING SKILLS By Particia Cappellino, M.A.

FEATURES

OPTIMAL INTAKES OF VITAMIN D FOR PERSONS WITH INTELLECTUAL DEVELOPMENTAL DISABILITIES: SUNLIGHT ISN'T ENOUGH, ALMOST ERYONE NEEDS VITAMIN D SUPPLEMENTS By Sunil J. Wimalawansa, MD, PhD, MBA, FACE, FRCP, FACP, FRCPath, DSc

THE EFFECTS OF LEGISLATIVE ENACTMENTS ON THE EDUCATION OF THE DEAF By J. Freeman King, ED.D.

YOUTH PARTICIPATION IN TRANSITION PLANNING By Valerie Leiter

A PRIMER ON SPINAL STENOSIS By Dr. Jeffrey M. Davis

GOING SOLO By Kimberlee Rutan McCafferty

DEPARTMENTS

ANCORA IMPARO: A MOST EXCLUSIVE CLUB By Rick Rader, MD

NEW PRODUCTS: THE MONEY EDITION

WHAT'S HAPPENING

MASSMUTUAL SPECIAL CARE: THE LEGAL SIDE OF FINACIAL STRATEGIES.

AMERICAN ACADEMY OF DEVELOPMENTAL MEDICINE AND DENTISTRY: YOU'VE HEARD ABOUT IT MANY TIMES, BUT THERE HAVE BEEN CHANGES By H. Barry Waldman, DDS, MPH, PHD and Steven P. Perlman, DDS, MSCD, DHL (Hon)

LIVING WITH A DISABILITY: LINEBACKER SACKS EWING'S SARCOMA By Jerry Levinson

FROM THE COACH'S CORNER: GOOD NEWS, BAD NEWS By Tom Curry

HEALTHY CHOICES, HEALTHY LIFESTYLES: EATING HEALTHY ON A TIGHT BUDGET IS POSSIBLE By Barbara B. Mintz, MS, RD

GENETIC ALLIANCE: PLANNING AHEAD FOR HEALTH By Sharon Romelczyk, MPA and Jessica Handy

PRODUCTS & SERVICES

MILITARY SECTION

FINANCIAL CONSIDERATIONS FOR FAMILIES RETIRING FROM THE MILITARY By Jennifer Woodworth, PSY.D.

MILITARY LIFE: 25 WAYS TO SAVE MONEY ON HOME HEATING COSTS

PUZZLES & CAMO: JOURNAL IT By Shelly L. Huhtanen