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The Future of Medicare and Medicaid: How Will You Fare?

Any person (or parent of a young person) with special needs who receives Medicare or Medicaid benefits (as well as seniors or other individuals who currently or will soon receive these benefits) should be aware of how decisions made during this year could affect the medical services they receive and their out-of-pocket medical costs.

In December of 2010, the House of Representatives and the Senate voted to pass H.R. 4994, the Medicare and Medicaid Extenders Act of 2010. President Obama signed it into law on December 15. Had it not become law, the amount
physicians receive for Medicare claims would have been reduced by 25 percent, and ultimately, it would have affected Medicare beneficiaries. Other aspects of medical care and cost are also affected by this law.

Read more


Second Easter Seals Study Completed: Living with Disabilities

In the summer of 2008, Massachusetts Mutual Life Insurance Company (MassMutual)  sponsored the Easter Seal’s Living with Autism Study, and the findings were released later that year. An article about the results was printed in Exceptional Parent’s April 2009 issue.

The study revealed that, in all areas of life (independence, housing, employment, etc.), the concerns of parents of children with autism was
consistently higher – in some cases, nearly double – than those of parents of children unaffected by a disability. The study has helped shine a light on the challenges these families face.

Dec 31, 2010 - 11:58:29 PM Read more

Four Things to Do Before Heading for College
In his 2011 State of the Union speech, President Obama mentioned that early half of all new jobs over the next ten years will require more than a high school education. He went on to say that in the world, “America has fallen to ninth in the proportion of young people with a college degree. And so the question is whether all of us – as citizens, and as parents – are willing to do
what’s necessary to give every child a chance to succeed.”

Dec 31, 2010 - 11:54:47 PM Read more

Your Search for Affordable and Safe Housing

The demand for affordable housing for people with disabilities is growing. More and more individuals and families are looking for places to live within the general community – private homes, group homes, apartments, and such – rather than in institutional settings or agencyoperated/ dependent housing units where they have little or no control over the services and supports they receive. For many reasons, this type of safe and affordable housing is sorely lacking. One reason: those who could make the housing available don’t understand the market needs, and those who need it don’t know where to reach out for it.

Dec 9, 2010 - 5:34:10 PM Read more

Getting Divorced? Separated? Time to Review or Create Your Financial Strategy
 
If you’ll soon be facing a separation or  divorce, or it has recently occurred, and you  have a child with special needs, taking time  to review your finances with professionals  can be one of the best things you can do for  yourself right now. Your team of advisors,  such as a Special Care Planner or other  financial professional, your divorce lawyer,  and a special needs attorney, could help you  review your financial strategy, and help you  develop a new one focused on the current  and long-term financial wellbeing of your family.  For more click on the PDF below:

Sep 3, 2010 - 10:29:35 PM Read more

Harmful Relationships Can Adversely Impact Your Finances…and Your Life

Protecting our loved ones. It’s something we all  naturally want to do, whether it’s a newborn baby  or an aging parent. Age is irrelevant. So is social  status,cultural background, geographical location… It’s simply instinctive.  

When our loved one has special needs, our  instinct to protect is not only of a greater degree,  it also seems much more imperative that we  watch over them. And, as much as possible, we  want them to have relationships with others  who’ll be as loving and caring as we are. 

But what if they develop relationships that aren’t  healthy? 

Read the full article by clicking on the pdf below. 

[ Download/View 0710-massmutual.pdf ]


Jul 16, 2010 - 2:31:25 PM Read more

Financing a Child’s Special Talent

If a child in your family has a natural ability that exceeds the  norm, you probably do all you can to nurture it. But sometimes it takes more in time and money than you can afford, such as a private instructor or personal sports coach, trips to competitions or exhibits, equipment/materials and uniforms/clothing, and more. Here are some ideas that may help you help your child pursue his or her dreams to build on that talent. 

Mar 12, 2010 - 2:18:46 PM Read more

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Notice of Special Meeting of Shareholders to be held on June 8, 2012
EP Encourages Short Letters of Support for the Keeping All Students Safe Act, S.2020 (U.S. Federal Bill)
Colombia is 100th Country to Ratify Disability Rights Treaty
Time to Bone Up
Global Disability Rights Library

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