Caregiving, Finances, and Disability Insurance

In 2015, Massachusetts Mutual Life Insurance Company (MassMutual) and Easter Seals collaborated on Easter Seals Many Faces of Caregiving Study1, a study of caregivers2 in America. Financial impact topped the list of caregiver concerns, and the study found that 91% of caregivers are unpaid. That’s not an unusual statistic when you consider most caregivers are family members. But when family finances are a major concern, supplementing income or creating a good financial strategy to better […]

HIPAA Privacy Rules Revealed

Just between you and me, what you don’t know could hurt you Imagine you have a nineteen-year-old daughter away at college about three hundred miles from your home. Her roommate calls to say there’s something terribly wrong. She tells you that your daughter is speaking incoherently and behaving unusually, and you hear it for yourself when your daughter is put on the phone. Knowing that there’s a serious medical problem, you suggest that the roommate […]

When Your Child Becomes an Adult: Practical Solutions to Potential Problems

When a child who has special needs becomes a legal adult (18 years old in most states), a parent is no longer recognized as a person who can make decisions for that child. If your child is two to three years or less from this significant birthday, this is the time to evaluate your situation. What changes? What’s at risk? “Depending on your child’s level of self-care and decision-making abilities, leaving your child to make […]

Tax Information for People with Disabilities

Internal Revenue Service (IRS) Publication 907 has information people with disabilities can use to prepare their 2015 tax returns. You’ll find information about itemized deductions for medical expenses, the Earned Income Credit and the new ABLE Accounts that can be used to pay for certain disability-related expenses. Get free help with your tax return at a Volunteer Income Tax Assistance (VITA) or Tax Counseling for the Elderly (TCE) site near you. For more information call […]

Employment Discrimination Charges Based on Disability Increased in 2015

EEOC Releases Fiscal Year 2015 Enforcement and Litigation Data Retaliation, Race Discrimination and Harassment Persist; Disability Charges Increase WASHINGTON – The U.S. Equal Employment Opportunity Commission (EEOC) today released detailed breakdowns of the 89,385 charges of workplace discrimination that the agency received in fiscal year 2015. Retaliation charges increased by nearly 5 percent and continue to be the leading concern raised by workers across the country.  Disability charges increased by 6 percent from last year and […]